Insuring Your Vehicle; A Necessary Evil Made Cheaper
The vehicle your choose affects you in many ways personally and financially. When you have a high powered sports car that is made for speed and precision handling you can expect the cost to insure this vehicle to be nearly astronomical. The cost of insurance is certainly a consideration for all drivers, but when you are on a budget you need to know what vehicles will be the cheapest to insure on the road and give you the ability to stay within the budget you have and still enjoy driving your vehicle.
In a comparative test, I offer you the most affordable vehicles to insure for 2015. This list is based on an average from the insurance names you know along with having a $100,000 injury liability for one person, $300,000 for all injured parties and $50,000 worth of property damage. Since age comes into play the comparison offers a forty year-old driver with a clean record and a commute of only twelve miles each way. With all these control factors in place, let’s take a look at what the most affordable vehicles are to insure.
The Escape is one of the most enjoyable crossover SUVs on the market. As the smaller version to the ever-popular Explorer the Escape offers an easy to enjoy power and performance capabilities for you to enjoy while on or off the road. As a vehicle that has a beautiful style and seating for the whole family. As a vehicle that is full of great safety features the Escape shows up at a base price that is less than $24,000 and is affordable to insure at an annual price of only $1,161 to give the Escape the tenth position on this list.
The Grand Caravan has been the most popular minivan for several decades and during that time the Grand Caravan has benefitted from the inclusion of several new features which give it a great driving capability along with room for the entire family to ride along. The SE model shows up at nearly $25,000 and only costs $1,158 per year to insure. This creates and easy to live with insurance premium and a great minivan to drive. The Grand Caravan does offer a lower priced model, the American Value Package, but the SE has been the most popular in recent years.
For the eighth spot on this list, the Journey makes an appearance. This SUV is fun to drive, gives you a fantastic ability to head out to the great outdoors on the weekends. As a large Dodge SUV, the Journey is great as a family vehicle or for taking a few friends out for adventures which make for plenty of fun in any environment. The base price for the Journey comes in under $25,000 and only costs $1,149 to insure, making it another great value for you to buy and enjoy, especially when you have to keep your budget in mind.
All-wheel drive makes a huge difference in insurance numbers. The Outback and most of the entire Subaru lineup come with some of the best AWD on the market today. This is one wagon/SUV that is very much a go anywhere vehicle and has been spotted in some of the most remote locations as well as along many beaches. The Outback shows up as an affordable and fun vehicle at only $26,000 and only costs about $1,144 to insure. This gives the Outback the seventh place on this list and becomes a very inexpensive option to choose.
Chrysler Town & Country Touring
The Town & Country is the upscale version of the Grand Caravan. With more equipment inside this van is a smooth driving and feature-filled minivan that makes for a great place for the entire family to enjoy and have a great time. The Pentastar engine powering this particular minivan is a powerful and efficient engine to make the choice of this minivan an easy one. The price for this is a few grand higher than the Grand Caravan while the Town & Country Touring model shows up at $1,140 for the year.
Adding a Jeep to the list gives us another go anywhere kind of vehicle. As a small and exciting SUV, the Compass has the style we love from Jeep and the capability we need to get anywhere on an off the road. This also gives u a list full of Chrysler models already, so what’s one more. Coming in the fifth place for the list the Jeep Compass Sport costs less than $20,000 to purchase and can be insured for only $1,140 for the entire year, making it one of the most affordable vehicles to insure and buy on this list.
The Honda CR-V is the most popular SUV on the road today in America. This SUV is stylish to make it attractive to everyone; it has plenty of power to enjoy the ride, can be outfitted with AWD to offer the added control, and is one of the best equipped SUVs on the road. The CR-V comes in with a price at nearly $24,000 and a cost to insure of only $1,115 which is another reason the CR-V is so popular among most families which may be why we see so many of them at sports fields for young athletes.
Smaller than the Compass, the Patriot Sport shows up with a price of under $18,000. This SUV gives you the opportunity to fully enjoy the ability to enjoy plenty of off road adventures and helps to keep you and your loved ones safe with some great safety features in the SUV. The Patriot is a lot of vehicle for the money and shows up with a price to insure of $1,104 for the entire year. The Jeep Patriot Sport comes in as the third spot on the list, making it a huge value for both price and insurance.
Built by the team who bring us the CR-V the Honda Odyssey is a sharp looking minivan that has led the minivan segment for capability and equipment for over a decade. The LX model is the most popular this minivan is a great choice for safety, reliability, options and efficiency making the entire family happy when on a trip or just going to the store. The Odyssey can be purchase for just under $30,000 and comes in at $1,103 to insure for the year making it our runner up model.
As the third Jeep on this list the Wrangler might surprise you, but even though this is one of the most fun vehicles on the planet it is also a vehicle that is easy to love as it has been known to be one of the most capable off road vehicles ever made. The style of the Wrangler has been so iconic it hasn’t changed in many years, and no one cares because we all love the Wrangler for being what it is heavy-duty on and off road with tons of great features and enjoyment to be had. The Wrangler Sport can be purchased for under $24,000 and costs only $1,080 in order to insure the best value for insurance on the market today.
Insurance as we well know is a must when it comes to the privilege of driving a vehicle. Having a vehicles from this list give you the ability to enjoy your driving for much less money than you would spend on so many other vehicles you can buy. As you can easily see this list offers primarily vehicles from one automaker Chrysler. These vehicles give you the safety features you want along with the excitement of driving some of the best automobiles on the road today. Check out the vehicles you want, but make sure you compare what the cost to insure is going to be on your vehicle and get the right purchase for you with the right features to help you stay well within your budget for insuring your new ride; especially a choice from this list.
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